general liability coverage
“Our General Liability Insurance programs are built to protect you from a wide range of commercial exposures”
General Liability Insurance is a policy no Texas Home Builder can afford to be without! This policy protects you when anyone from the general public, not workers, have an accident on the construction site and the liability that may arise from a job site accident. This policy is designed to protect you, the home builder in the event claims and lawsuits allege that the home builder’s negligence resulted in personal injury or damage to property by a third party. A third party can be anyone from a site visitor to a trespasser, another contractor, or a potential home buyer, to name a few examples.
The General Liability policy also pays for the legal costs that arise from any claim of personal injury or advertising injury. Your legal defense and settlements with any claimant are covered under this policy. This policy also covers homeowners when the homeowner is listed as additional insured.
Our General Liability Insurance programs are built to protect you from a wide range of commercial exposures including legal liability resulting from “Completed Operations” and “Work Performed by both Insured and Uninsured Subcontractors”.
A WORD OF CAUTION! There are several carriers in Texas that include the 2294 Exclusion – damage to work performed by subcontractors on your behalf – in their policies. View the 2294 Exclusion – DANGER!
At HBIS we do not sell policies with this exclusion. We represent A rated companies with competitive rates.